Free Trip Budget & FX Burn‑Rate Planner

Eliminate budget guesswork on multi‑country trips. Enter absolute amounts for any segment, then auto‑allocate the rest by trip days or equally. Live FX applies at calculation time (same posture as our Currency Converter). All processing runs locally in your browser for speed and privacy.

Trip Budget & FX Burn-Rate Planner
Planner Settings
Cash 60% · Card 40%
Local currency units
Segments 0 segments
Allocation sum:
Results Live FX on calculate
Trip Total (with buffer)
Average Daily (home)
Cash Recommended (sum)
Validation

Why FX‑Accurate Budgeting Matters

In travel, “close enough” is a liability. Your daily cash needs shift the moment you cross a border. This planner calculates exact, per‑day envelopes per stop using live exchange rates at the time of calculation, mirroring the way our Currency Converter fetches rates in real time. All math runs locally in your browser for speed and privacy—consistent with our zero‑bloat, client‑side approach.

Live FX on calculate for realistic per‑day spend (same posture as our Currency Converter).
Client‑side processing—no account, no input logging; just precise numbers, fast.

Practical Use Cases

Backpackers: Lock an absolute amount for pricier cities; auto‑allocate the rest by days.
Slowmads: Month‑long stays with realistic cash withdrawals rounded to common ATM steps.
Groups: Share a QR deep link so everyone can open the same plan on mobile.

How to Use This Tool

Set your Home currency, Total budget, and Buffer %.
Add segments (country/city + dates). For non‑negotiables, switch to Absolute and enter the amount (Home or Local currency).
Leave other segments as Auto; choose By days (default) or Equal split.
Click Calculate. You’ll get daily burn in Home and Local currency, plus a rounded cash recommendation.
Use Export CSV, Copy summary, or Generate QR to share a deep link to this exact plan.
Need a standalone QR? Use our Free QR Code Generator. Need quick conversions? Open the Currency Converter.

Understanding the Math

Inclusive duration: days = end − start + 1.
Allocation: fixed bases are summed; the remainder is auto‑allocated by your rule.
Buffer: applied after allocations, proportionally across all segments.
Daily burn: segment final ÷ days (Home), converted to Local using the live rate at calculation.
Cash suggestion: (daily local × cash%) × days, rounded up to your ATM step.

Data Hygiene & Privacy

Your inputs are processed locally in your browser. When you generate a share link, your plan is encoded into the URL so you can reopen the exact state later—or scan the QR on another device. No sign‑in required

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